- Completely Online Opening Process.
- Get up to 7%* interest p.a. with ActivMoney.
- Paperless Process – no paperwork, no hassle!
- Instant Virtual Debit Card & Credit Card Against FD.
- No charges for non-maintenance of balance.
- 24/7 access through the Kotak 811 App and Internet Banking.
- Free digital transactions like NEFT, IMPS, UPI, Pay your contact, Scan & Pay.
Account Opening – Free
Non-maintenance – No charge
Average Monthly Balance – Zero
Debit card virtual – free
Funds Transfer – NEFT / RTGS (Nil Charges) / IMPS (Through Internet & Mobile Banking)
Annual Fee – Nil
Physical Debit Card – ₹299
Image Debit Card – A onetime image fee of ₹235 and an annual fee of ₹299 inclusive of all taxes.
Card Replacement Fee – ₹299
Foreign Exchange Mark-up – Fee 3.5%
ATM Charges (after free transactions)-
- For Financial Transactions: Rs.21
- For Non-Financial Transactions: Rs.8.50 on domestic ATMs of other banks
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